1. Introduction

Payzario ("we," "our," or "us") respects your privacy and is committed to protecting your personal and financial information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our platform and services.

By accessing or using Payzario, you agree to the terms of this Privacy Policy.

2. Information We Collect

a. Personal Information

• Name, email address, phone number
• Business information (if applicable)

b. Financial Information (via Plaid)

• Bank account details, account balances, transaction history

3. How We Use Your Information

• Provide and operate our services
• Facilitate financial account connections via Plaid
• Improve platform performance and user experience
• Communicate with you (support, updates, notifications)
• Prevent fraud and enhance security

4. Use of Plaid

Payzario uses Plaid Inc. ("Plaid") to enable secure connections to your financial accounts. By using our service, you acknowledge that your data will be processed by Plaid in accordance with Plaid's Privacy Policy. We only access data necessary to provide our services and do not sell your financial data.

5. Data Sharing and Disclosure

We do not sell your personal or financial data. We may share your data with trusted third-party service providers (e.g., Plaid, Stripe), legal authorities when required by law, and internal teams for service delivery.

6. Data Security

• Encryption of data in transit (SSL/TLS)
• Secure infrastructure and access controls
• Monitoring and logging of system activity
• Access to sensitive data is restricted to authorized personnel only

7. Data Retention

We retain your information only as long as necessary to provide services, comply with legal obligations, and resolve disputes. You may request deletion of your data at any time.

8. Your Rights

• Access, correct, or request deletion of your personal data
• Disconnect financial accounts at any time
• Withdraw consent where applicable

To make a request, contact: support@payzario.com

9. Children's Privacy

Payzario is not intended for individuals under 18. We do not knowingly collect data from children.

10. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date.