Plaid Cost Tracker
Estimated monthly API costs based on your contract rates
Contract Active Since April 12, 2026
Estimates for November 2026 · Updated 5:56:30 PM
20
Connected Accounts
Active Plaid items
0
Unique Users
With linked accounts
0
Balance Calls
This month
0
Refresh Calls
Transactions synced
Cost Breakdown — November 2026
Transactions
20 accounts × $0.30/account/month
Recurring Transactions
20 accounts × $0.15/account/month
Balance Calls
0 calls × $0.10/call
Transactions Refresh
0 calls × $0.12/call
Your Contract Rates
Contract signed April 12, 2026
Balance
Per API call to /accounts/balance/get
Transactions
Per connected account per month
Recurring Transactions
Per connected account per month
Transactions Refresh
Per successful /transactions/refresh call
Income
Rate not provided in contract
Liabilities
Rate not provided in contract
📈 Cost Projections
$66.50
50 accounts/mo
$266.00
200 accounts/mo
$1330.00
1000 accounts/mo
Projections assume ~4 balance/refresh calls per account per month.
Plaid Refresh Settings
Daily Refresh Enabled
Run automated daily balance + transaction refresh
Balance Check Before Pay Now
Run a balance-only Plaid call before payment (recommended)
Full Scan On Login
Run full transaction scan when user logs in (expensive — keep off)
Manual Refresh Daily Limit
Max manual refreshes a user can trigger per day
Active User Threshold (days)
Users logged in within this many days are considered "active"
Pause After Inactive Days
Pause all auto-refresh after this many days of inactivity
Manual Trigger
Run the daily refresh logic now (respects active/inactive rules). The scheduled automation runs daily at 5 AM CT.
Plaid API Call Log
Last 7 days only · Auto-deleted daily